Assumable FHA loan at a 2.62% interest rate available to qualified buyers, subject to lender approval! Sellers report a current monthly mortgage payment under $1,500. Buyers must cover the difference between that balance and the purchase price through cash or separately approved financing. Secondary financing may be available, subject to approval, with an additional payment.
Built in 2021, this 3-bedroom, 2-bathroom home sits on a .40-acre lot in Umatilla with NO HOA. The open floor plan features LVP flooring throughout with no carpet, updated tile work in both bathrooms, and a spacious primary suite with a large walk-in closet and custom shelving.
Smart home technology allows control of lighting, ceiling fans, garage doors, and exterior door locks through Alexa. The upgraded front door lock can also be operated directly from your phone, and an installed security camera system adds convenience. The living room features a projector setup with HDMI and USB connectivity for compatible streaming devices, including Roku or Fire Stick.
Outside, the driveway has been extended with pavers on both sides for additional parking. The expanded rear porch provides an oversized, fully screened outdoor living area with ceiling fans and lighting, offering space for dining, entertaining, or relaxing. The fully fenced backyard includes a dedicated playground area with ample room remaining for pets, gardening,
Built in 2021, this 3-bedroom, 2-bathroom home sits on a .40-acre lot in Umatilla with NO HOA. The open floor plan features LVP flooring throughout with no carpet, updated tile work in both bathrooms, and a spacious primary suite with a large walk-in closet and custom shelving.
Smart home technology allows control of lighting, ceiling fans, garage doors, and exterior door locks through Alexa. The upgraded front door lock can also be operated directly from your phone, and an installed security camera system adds convenience. The living room features a projector setup with HDMI and USB connectivity for compatible streaming devices, including Roku or Fire Stick.
Outside, the driveway has been extended with pavers on both sides for additional parking. The expanded rear porch provides an oversized, fully screened outdoor living area with ceiling fans and lighting, offering space for dining, entertaining, or relaxing. The fully fenced backyard includes a dedicated playground area with ample room remaining for pets, gardening,
Property Details
Price:
$339,999
MLS #:
G5115104
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
VISTA OAKS
Neighborhood:
32784umatilladonavista
Listed Date:
Jul 15, 2026
Finished Sq Ft:
1,341
Total Sq Ft:
1,947
Lot Size:
16,995 sqft / 0.39 acres (approx)
Year Built:
2021
See this Listing
Schools
Elementary School:
Umatilla Elem
Middle School:
Umatilla Middle
High School:
Umatilla High
Interior
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Vinyl
Heating
Central
Interior Features
Crown Molding, Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry Features
Inside, Laundry Closet
Levels
One
Exterior
Architectural Style
Custom
Attached Garage YN
1
Common Walls
Corner Unit
Construction Materials
Block, Stone, Stucco
Covered Spaces
2
Direction Faces
South
Exterior Features
French Doors, Irrigation System, Playground, Rain Gutters, Sidewalk
Fencing
Vinyl
Garage Spaces
2
Lot Features
Corner Lot, In County, Level, Sidewalk
Parking Features
Garage Door Opener
Patio And Porch Features
Front Porch, Rear Porch, Screened
Roof
Shingle
Security Features
Fire Alarm, Security System, Smoke Detector(s)
Financial
Tax Year
2025
Taxes
$4,767
Map
Community
- Address362 LAKE STREET UMATILLA FL
- SubdivisionVISTA OAKS
- CityUMATILLA
- CountyLake
- Zip Code32784
Subdivisions in UMATILLA
- ACREAGE
- ACREAGE & UNREC
- BEG 108.8 FT N OF SW COR OF E 1/2 OF NE 1/4 OF NW
- BIG SCRUB
- BIG SCRUB CAMPSITES
- BIG TREE CAMPSITES SEC D
- BIG TREE CAMPSITES SEC. D
- DREAM LAKE POULTRY RANCHES
- EAST UMATILLA
- FOREST LK CAMPSITES
- FRST LAKE CAMPSITES
- FRST LAKES CAMPSITES
- FRST RDG CAMPSITES
- GATEWAY COMMERCE CENTER
- GIVEN’S SUB-TROWELL’S SUB
- HIGLEY
- LAKE MURPHY ESTATES
- LAKE SMITH ESTATES SUB
- LEE ACRES
- LYNNWOOD
- LYNWOOD
- MAGNOLIA POINTE
- MAGNOLIA POINTE PH 1
- MAGNOLIA POINTE PHASE 1
- MAGNOLIA POINTE PHASE I
- METES AND BOUNDS
- METES AND BOUNDS LEGAL
- MITCHENORS ADD
- NORTH UMATILLA
- OAK PARK
- ROLLING WOODS
- SANDY ACRES ESTATE
- SANDY ACRES UNREC SUB
- SEASONS AT MAGNOLIA POINTE
- SEC 31 TWP 17 RGE 26 THAT PT OF THE S 1/4 OF E 1/2
- SHORELIN RANCH
- SHORELINE RANCH
- SILVER BEACH HEIGHTS
- SILVER LAKE PARK
- THREE LAKES SUB
- TWIN LAKE ESTATES
- TWIN LAKES ESTATES
- TWIN LAKES ESTATES, PHASE III
- UMATILLA ANNA D GUERRANT SUB
- UMATILLA LAKE MARY ESTATES SUB
- UMATILLA MITCHENORS ADD
- UMATILLA NORTH UMATILLA
- UMATILLA OAK PARK
- UMATILLA OSCEOLA PARK
- UMATILLA SMITH TURNER BLK
- UMATILLA SMITHS A J
- UMATILLA TROWELLS ADD
- UMATILLA TROWELLS PLAN
- UMATILLA TWIN LAKE ESTATES SUB
- UMATILLA WINGFIELD SUB
- UMATILLA YANCEYS ADD
- UNINCORPORATED
- VISTA OAKS
- WHIDBYS SUB
Market Summary
Current real estate data for Single Family in UMATILLA as of Nov 04, 2026
80
Single Family Listed
133
Avg DOM
268
Avg $ / SqFt
$554,689
Avg List Price
Property Summary
- Located in the VISTA OAKS subdivision, 362 LAKE STREET UMATILLA FL is a Single Family for sale in UMATILLA, FL, 32784. It is listed for $339,999 and features 3 beds, 2 baths, and has approximately 1,341 square feet of living space, and was originally constructed in 2021. The current price per square foot is $254. The average price per square foot for Single Family listings in UMATILLA is $268. The average listing price for Single Family in UMATILLA is $554,689. To schedule a showing of MLS#g5115104 at 362 LAKE STREET in UMATILLA, FL, contact your WINDERMERE INTERNATIONAL REALTY agent at 4079901329.
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Courtesy of LPT REALTY, LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than WINDERMERE INTERNATIONAL REALTY include the name of the listing broker. Neither the listing company nor WINDERMERE INTERNATIONAL REALTY shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 362 LAKE STREET
UMATILLA, FL
